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Purchase Loan

Overview

Bank Alfalah Purchase Loan is a flexible financing solution that lets you purchase essential items—from e-bikes, motorcycles, and laptops to mobile phones, solar panels, and more—without financial strain. With affordable markup rates, no collateral, and both fixed and variable pricing options, you can repay at your own pace while enjoying the freedom to prepay or settle early. Exclusive discounted rates are available for women to promote financial empowerment.

What you get

  • Loan amounts from PKR 50,000 to PKR 3 million.
  • Tenure options from 1 to 4 years.
  • Affordable markup with fixed or variable pricing.
  • Collateral-free financing.
  • Early settlement and partial prepayment options.
  • Special discounted rates for women borrowers.
  • Convenient application via branch, Alfa app, or online.

Features & Offerings

Flexible Loan Amounts

Borrow as little as PKR 50,000 or as much as PKR 3 million.

Custom Tenures

Choose repayment terms between 1 to 4 years.

Multiple Product Categories

Finance bikes, laptops, smartphones, solar accessories, and more.

Hassle-Free Application

Apply anytime through digital channels or visit your nearest branch.

Quick Processing

Enjoy the fastest loan application turnaround.

Multiple Repayment Options

Pay via cash at branches, internet banking, mobile banking, direct debit, cross cheque, or ATM/CDM.

Eligibility

  • Pakistani or eligible foreign nationals (approved companies).
  • Salaried (age 21–60) with min. monthly salary PKR 50,000.
  • Self-employed (age 21–65) with min. monthly balance PKR 75,000.

Documents Required

  • Complete application form with signatures
  • Copy of CNIC
  • 6 Months Bank Statement (If required)
  • For Salaried Individuals – Salary Slip/Salary Certificate
  • For Self-employed businessmen and Self-employed professionals
  • Any Relevant Proof of Business Documents (Tax returns, NTN, Bank Certificate)

Important Documents

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Get started with your loan application in just a few simple steps. Click below to begin

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Calculator

Bank Alfalah Purchase Loan Calculator

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