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Revolving Loan

Overview

Bank Alfalah Revolving Loan gives you the financial freedom to access funds whenever you need them, without reapplying. Withdraw, repay, and redraw within your approved limit — paying interest only on the utilized amount. Enjoy convenience through multiple access channels, exclusive debit card discounts, and the ability to manage your cash flow on your terms.

What you get

  • Always Ready Credit: Pre-approved limit you can tap anytime
  • Pay Less: Interest only on the amount you actually use
  • Total Convenience: Multiple ways to withdraw — app, online banking, ATM, or cheque
  • Lifestyle Benefits: Gold/Platinum debit card with special partner discounts
  • Cash Flow Control: Repay as you go and reuse your limit instantly
  • No collateral and hassle-free documentation
  • Industry competitive affordable markup rate
  • Variable pricing
  • Enhanced Orbit Multiples on spending

Multiple Repayment Options:

  • Online Payment through Alfa or Internet Banking
  • ATM
  • Cash Deposit

Features & Offerings

Credit That Moves With You

Borrow, repay, and reuse anytime.

Pay Only for What You Use

No extra cost on unused limits.

Anytime, Anywhere Access

Mobile, online, ATM, or cheque.

Exclusive Lifestyle Perks

Discounts on travel, health, shopping & more.

Fast & Flexible Withdrawals

Instant access when you need it most.

Automatic Limit Renewal

Replenished upon repayment.

Boost Your Cash Flow

Manage shortfalls with ease.

Limits

Minimum Loan: Rs 50,000.

Maximum Loan: Rs 2,000,000.

Debit Cards

Bank Alfalah Visa Debit Card
(Gold / Platinum).

Markup and Repayment

Mark-up charged only on the utilized amount and flexible repayment terms to suit customer convenience.

Easy Financing

Less Documentation and no collateral requirement for a loan.

Eligibility

  • Be between 21 to 60 years of age.
  • Provide valid income proof (salaried or self-employed).
  • Maintain a clean repayment history with no defaults or overdue payments.
  • Meet the required debt burden ratio as per bank policy.
  • Income Criteria: Minimum PKR 100,000
  • Segment: Salaried Individuals
  • City: Karachi, Lahore, Islamabad/Rawalpindi customers only
  • Loan Tenure: Running Finance / Evergreen
  • Mark-up Rate: Starting from KIBOR + 18%
  • Minimum Benchmark: 6 month’s salary transfer in Bank Alfalah Account

Important Documents

Apply Now

Get started with your loan application in just a few simple steps. Click below to begin

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Calculator

Bank Alfalah Revolving Loan Calculator

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