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Overview

A fully digital account designed for Non-Resident Pakistanis (NRPs) to send remittances, manage savings, and invest in Pakistan’s economy while maintaining funds in foreign currency.

What you get
  • Open and operate your account digitally from anywhere in the world.
  • Hold balances in leading foreign currencies, including USD, GBP, and EUR.
  • Seamless remittance transfers directly into your account.
  • Investment opportunities in Naya Pakistan Certificates with competitive returns.
  • Access to a wide range of authorised investment options in Pakistan.
  • Secure, transparent platform regulated by the State Bank of Pakistan.

Enjoy the convenience of managing your money globally while contributing to Pakistan’s growth. Terms and conditions apply.

Features & Offerings

Account Access and Setup
  • Digital account opening with no need to visit a branch.
  • Designed exclusively for Non-Resident Pakistanis.
  • Quick and convenient onboarding process.
Currency and Remittance Options
  • Maintain accounts in multiple foreign currencies: USD, GBP, and EUR.
  • Seamless funding through inward remittances.
  • All funds are fully repatriable, ensuring easy transfer abroad.
Banking and Investment Benefits
  • Attractive returns on Naya Pakistan Certificates in foreign currency.
  • Opportunity to invest in other authorised financial instruments in Pakistan.
  • Safe and transparent platform supervised by the State Bank of Pakistan.

Eligibility & Documents

Required Documents for Application

To process your application, the following supporting documents will be required:

  1. Scanned copy of your NICOP/POC OR scanned copy of your CNIC/SNIC and Passport (first 2 pages along with entry/exit stamp pages to establish identity and NRP status).
  2. Proof of Non-Resident Pakistani status (e.g., scanned copy of Resident Permit, Valid Iqama, Valid Visa, other Nationality Passport, etc.).
  3. Proof of profession and source of income/funds (e.g., salary slip, salary certificate, complete tax return, rent agreement, or income letter on your company letterhead if self-employed/businessman). Must be in English and not older than 3 months.
  4. Live/digital photo captured through webcam.
  5. Signature scanned on a plain white sheet.

Download Documents

  1. CRS Form
  2. FATCA Form (if applicable)
  3. W8BEN Form (if applicable)
  4. W9 Form (if applicable)
  5. FAQs

How To Apply

Account Opening Process

Customers can open an account by clicking the "Open an Account" button to complete our Online Digital Form.

For any assistance during the account opening process, please contact us through our LIVE chat support or email us at RDA@bankalfalah.com. A Bank Alfalah representative will get in touch with you to guide you through the process and provide comprehensive support.

Open An Account

Or, if you have already started your Roshan Digital Account opening process, you can resume your application by clicking below.

Resume Application